What should I do if I think I was scammed online in India?

Call the national cyber-fraud helpline 1930 within 24 hours so your bank can try to freeze transferred money. Report at cybercrime.gov.in, save screenshots and transaction IDs, and do not pay anyone who promises to recover your funds.

Is RISX a bank helpline or government agency?

No. RISX by Kncok is a public fraud risk intelligence service by Kncok — structured from public reporting. For emergencies and recovery, use 1930 and official cybercrime portals.

How can I spot common online financial fraud in India?

Watch for urgency, requests for OTPs or remote-access apps, impersonation of banks or government, fake investment returns, and payment links from unknown numbers. RISX publishes structured intelligence from national media reports.

How RISX works

We index publicly reported online financial fraud from Indian national media, regulator advisories, and official channels.
Each alert is structured into plain-language intelligence — what happened, who was affected, risk indicators, and source links when available.
Check clues, explore patterns and geography, and review trends — research, analytics, and education in one public platform.

Our methodology & sources · Public risk intelligence from open reporting — not a bank helpline or real-time blocklist.

Already lost money or shared OTP? Call within 24 hours so the bank can try to freeze the money.

Call 1930 Safety guide

Email a source

National cyber-fraud helpline

Call within 24 hours so your bank can try to freeze the money.

Call 1930

cybercrime.gov.in · Why you can trust this

First-hour steps (JavaScript off)

Turn JavaScript back on when you can for the full Safety page and language options.

Stop the call or chat right now
Hang up, leave the chat, and do not click any more links. Every extra minute is more risk. Take a breath; you are not alone in this.
Block your card and freeze the account
Call your bank's official helpline (printed on the back of your card or on the bank's website) and ask them to block the card and temporarily freeze online transactions. Do not call numbers a stranger gave you.
Change passwords and revoke device access
Change passwords for net banking, UPI apps, and email. In your UPI app, remove any 'linked devices' you do not recognize. Turn on two-factor authentication where possible.
Report to the National Cyber Crime Helpline within 24 hours
Call 1930 or file a complaint at cybercrime.gov.in. Reporting within the first 24 hours gives the best chance of freezing the money before it moves.
Open cybercrime.gov.in
Save evidence before it disappears
Take screenshots of the messages, save call logs, note down the phone numbers, UPI IDs, and any URLs involved. Save SMS-based transaction alerts. You will need these for the complaint.
Tell a trusted person
Scams thrive on shame and isolation. Telling a family member or friend helps you think clearly and avoid follow-up scams that target recent victims.

Call 1930 · cybercrime.gov.in · Check a suspicious message

Stay safe

What to do if a scam targets you

Warning signs to watch for, first steps if you already lost money, and where to report online fraud in India.

Check a number, link, or message Browse scam reports Search reports by clue

How to use this page

If you already paid or shared bank details, call 1930 first — then work through the steps below. If you are only suspicious, read the warning signs before you reply.

National cyber-fraud helpline

Call within 24 hours so the bank can try to freeze the money.

Call 1930

cybercrime.gov.in · Why you can trust this

Time-sensitive

If you've been affected, take these steps now

Work through these in order. The first hour matters most.

Stop the call or chat right now
Hang up, leave the chat, and do not click any more links. Every extra minute is more risk. Take a breath; you are not alone in this.
Block your card and freeze the account
Call your bank's official helpline (printed on the back of your card or on the bank's website) and ask them to block the card and temporarily freeze online transactions. Do not call numbers a stranger gave you.
Change passwords and revoke device access
Change passwords for net banking, UPI apps, and email. In your UPI app, remove any 'linked devices' you do not recognize. Turn on two-factor authentication where possible.
Report to the National Cyber Crime Helpline within 24 hours
Call 1930 or file a complaint at cybercrime.gov.in. Reporting within the first 24 hours gives the best chance of freezing the money before it moves.
Open cybercrime.gov.in
Save evidence before it disappears
Take screenshots of the messages, save call logs, note down the phone numbers, UPI IDs, and any URLs involved. Save SMS-based transaction alerts. You will need these for the complaint.
Tell a trusted person
Scams thrive on shame and isolation. Telling a family member or friend helps you think clearly and avoid follow-up scams that target recent victims.

Warning signs

If a message, call, or page shows any of these patterns, treat it as high-risk — even if Check found no match.

Pushes you to act in a hurry
Real organizations give you time. Threats like 'your account will be closed in 30 minutes' are designed to panic you into mistakes.
Asks for OTP, PIN, CVV, or password
Banks, UPI apps, government offices, and police never ask for these. Anyone asking is trying to steal your money.
Sends you a link or APK to install
Tapping unknown links or installing unverified apps can give scammers full access to your phone and bank accounts.
Comes from an unusual or unofficial number
Check the sender ID carefully. Misspelled brand names, random 10-digit numbers, or international numbers are common scam signs.
Asks for an advance, processing fee, or 'refund tax'
Real refunds, prizes, jobs, or loans never require you to pay first. If you must pay to receive something, it is a scam.
Asks you to install screen-sharing or remote-control apps
Apps like AnyDesk or TeamViewer let scammers see your screen and operate your phone. Never install them on someone's request.
Offer sounds too good to be true
Huge cashback, guaranteed jobs, lottery wins, or sky-high returns are classic bait. If it feels unreal, it is.
Tells you to keep it secret from family or bank
Scammers isolate victims. Anyone telling you not to discuss the call or message with anyone else is hiding something.

Official reporting channels

Use one of these official channels. Official bodies handle recovery — report as early as you can.

National Cyber Crime Helpline
Start here
First call for any online financial fraud. Operators help you file a complaint and can request banks to freeze the recipient account.
Call 1930 Open website24x7
cybercrime.gov.in
Official portal of the Government of India to report cyber crime, including financial fraud, social media misuse, and crimes against women and children.
Open websiteOnline, anytime
Sanchar Saathi - Chakshu
Report suspicious calls and SMS that look like fraud. Run by the Department of Telecommunications.
Open websiteOnline, anytime
RBI Sachet
Report unauthorized digital transactions and complaints against unregistered lending or investment entities.
Open websiteOnline, anytime
National Consumer Helpline
For grievances against e-commerce sellers, refunds, defective products, and unfair trade practices.
Call 1915 Open websiteMon–Sat, 8 AM – 8 PM

Official channels only. RISX is independent and does not receive payment for these listings.

Share fraud awareness guidance

A brief message suitable for teams, family groups, or community channels.

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Takes about 30 seconds

Fraud awareness — quick reminders: • Banks and government offices never ask for OTP, PIN, or passwords. • Don’t pay any 'fee' to claim a refund, prize, job, or loan. • Don’t install apps or tap links a stranger sends you. • If something feels off, slow down and check before you act. If you’ve been scammed, call 1930 within 24 hours. More: https://risx.kncok.com/safety

Share on WhatsApp

National cyber-fraud helpline

Call within 24 hours so your bank can try to freeze the money.

Call 1930

cybercrime.gov.in · Why you can trust this

First-hour steps (JavaScript off)

Turn JavaScript back on when you can for the full Safety page and language options.

Stop the call or chat right now
Hang up, leave the chat, and do not click any more links. Every extra minute is more risk. Take a breath; you are not alone in this.
Block your card and freeze the account
Call your bank's official helpline (printed on the back of your card or on the bank's website) and ask them to block the card and temporarily freeze online transactions. Do not call numbers a stranger gave you.
Change passwords and revoke device access
Change passwords for net banking, UPI apps, and email. In your UPI app, remove any 'linked devices' you do not recognize. Turn on two-factor authentication where possible.
Report to the National Cyber Crime Helpline within 24 hours
Call 1930 or file a complaint at cybercrime.gov.in. Reporting within the first 24 hours gives the best chance of freezing the money before it moves.
Open cybercrime.gov.in
Save evidence before it disappears
Take screenshots of the messages, save call logs, note down the phone numbers, UPI IDs, and any URLs involved. Save SMS-based transaction alerts. You will need these for the complaint.
Tell a trusted person
Scams thrive on shame and isolation. Telling a family member or friend helps you think clearly and avoid follow-up scams that target recent victims.

Call 1930 · cybercrime.gov.in · Check a suspicious message

Stay safe

What to do if a scam targets you

Warning signs to watch for, first steps if you already lost money, and where to report online fraud in India.

Check a number, link, or message Browse scam reports Search reports by clue

How to use this page

If you already paid or shared bank details, call 1930 first — then work through the steps below. If you are only suspicious, read the warning signs before you reply.

National cyber-fraud helpline

Call within 24 hours so the bank can try to freeze the money.

Call 1930

cybercrime.gov.in · Why you can trust this

Time-sensitive

If you've been affected, take these steps now

Work through these in order. The first hour matters most.

Stop the call or chat right now
Hang up, leave the chat, and do not click any more links. Every extra minute is more risk. Take a breath; you are not alone in this.
Block your card and freeze the account
Call your bank's official helpline (printed on the back of your card or on the bank's website) and ask them to block the card and temporarily freeze online transactions. Do not call numbers a stranger gave you.
Change passwords and revoke device access
Change passwords for net banking, UPI apps, and email. In your UPI app, remove any 'linked devices' you do not recognize. Turn on two-factor authentication where possible.
Report to the National Cyber Crime Helpline within 24 hours
Call 1930 or file a complaint at cybercrime.gov.in. Reporting within the first 24 hours gives the best chance of freezing the money before it moves.
Open cybercrime.gov.in
Save evidence before it disappears
Take screenshots of the messages, save call logs, note down the phone numbers, UPI IDs, and any URLs involved. Save SMS-based transaction alerts. You will need these for the complaint.
Tell a trusted person
Scams thrive on shame and isolation. Telling a family member or friend helps you think clearly and avoid follow-up scams that target recent victims.

Warning signs

If a message, call, or page shows any of these patterns, treat it as high-risk — even if Check found no match.

Pushes you to act in a hurry
Real organizations give you time. Threats like 'your account will be closed in 30 minutes' are designed to panic you into mistakes.
Asks for OTP, PIN, CVV, or password
Banks, UPI apps, government offices, and police never ask for these. Anyone asking is trying to steal your money.
Sends you a link or APK to install
Tapping unknown links or installing unverified apps can give scammers full access to your phone and bank accounts.
Comes from an unusual or unofficial number
Check the sender ID carefully. Misspelled brand names, random 10-digit numbers, or international numbers are common scam signs.
Asks for an advance, processing fee, or 'refund tax'
Real refunds, prizes, jobs, or loans never require you to pay first. If you must pay to receive something, it is a scam.
Asks you to install screen-sharing or remote-control apps
Apps like AnyDesk or TeamViewer let scammers see your screen and operate your phone. Never install them on someone's request.
Offer sounds too good to be true
Huge cashback, guaranteed jobs, lottery wins, or sky-high returns are classic bait. If it feels unreal, it is.
Tells you to keep it secret from family or bank
Scammers isolate victims. Anyone telling you not to discuss the call or message with anyone else is hiding something.

Official reporting channels

Use one of these official channels. Official bodies handle recovery — report as early as you can.

National Cyber Crime Helpline
Start here
First call for any online financial fraud. Operators help you file a complaint and can request banks to freeze the recipient account.
Call 1930 Open website24x7
cybercrime.gov.in
Official portal of the Government of India to report cyber crime, including financial fraud, social media misuse, and crimes against women and children.
Open websiteOnline, anytime
Sanchar Saathi - Chakshu
Report suspicious calls and SMS that look like fraud. Run by the Department of Telecommunications.
Open websiteOnline, anytime
RBI Sachet
Report unauthorized digital transactions and complaints against unregistered lending or investment entities.
Open websiteOnline, anytime
National Consumer Helpline
For grievances against e-commerce sellers, refunds, defective products, and unfair trade practices.
Call 1915 Open websiteMon–Sat, 8 AM – 8 PM

Official channels only. RISX is independent and does not receive payment for these listings.